Transform your future with technology built to lead.
Bold ideas don’t wait.
That’s why LinkteraLABS exists as the core engine of disruptive, scalable, tech-first solutions.
Born from a decade of digital expertise and shaped by a product mindset, LABS builds tools that are cloud-native, AI-powered and architecture-agnostic, ready to drive the next wave of transformation.
This is not where ideas end. This is where the future begins: engineered, tested and deployed.
10+
Products
300+
People in the Linktera family
150M+
Transactions Monthly
25+
Banks in Partnership
Transform your future with technology built to lead.
Bold ideas don’t wait.
That’s why LinkteraLABS exists as the core engine of disruptive, scalable, tech-first solutions.
Born from a decade of digital expertise and shaped by a product mindset, LABS builds tools that are cloud-native, AI-powered and architecture-agnostic, ready to drive the next wave of transformation.
This is not where ideas end. This is where the future begins: engineered, tested and deployed.
300+
People in the Linktera family
10+
Products
150M+
Transactions Monthly
25+
Banks in Partnership
Our products are driven by real-world challenges, engineered with deep technical expertise, and designed to evolve through continuous innovation. Explore our portfolio where scalability meets AI-native design, hyperautomation, and real-time intelligence.
Payify is a service that enhances mobile banking apps for financial institutions, offering cost efficiency and customization advantages. It optimizes user experience, making financial transactions faster, safer, and more user-friendly.
It is a reporting product that allows financial institutions to manage all regulatory and internal control reports on a single platform.
Treasury management is one of the areas where speed and agility are most needed today. With the rise of remote work, enhancing communication and interaction between departments brings a new approach requirement to treasury management.
Credit Boost is a high-performance AI Decision Support Tool and scoring solution tailored for Retail, Micro, and SME segments. Its flexible No-Code architecture automates critical decisions such as approvals, limits, collateral, and maturity through dynamic decision trees, while maximizing collection performance via automated credit bureau (KKB) data parsing, actionable advanced reporting, and AI-based NPL management. Empowered by a field-proven, ready-to-use AI score trained on big data, it accelerates your risk decisions and ensures reliability across your portfolio
Data Anomaly Tracker (DAT) analyzes your data universe with a holistic approach using Artificial Intelligence and Machine Learning, detecting not just isolated errors but also hidden anomalies arising from complex relationships within data sets. By evaluating deviations from normal data flow within the big picture and identifying them in real-time, the system maximizes operational security and efficiency, enabling rapid action to maintain the health of all your data-driven processes.
RateLink is an integrated platform designed to optimize risk assessment processes for financial institutions from end-to-end, consolidating powerful calculation modules such as Application, Parent Company Support, Override, and Behavioral Rating under a single roof. By analyzing customer risk profiles with a multi-dimensional approach, the system empowers you to make data-driven strategic decisions and execute top-level risk management through dynamic dashboards for real-time portfolio monitoring and transparent detailed reports that drill down to the sub-parameters of calculated scores
TERA 9
Tera9 is an advanced platform designed to deliver fast, flexible, and reliable IFRS 9 ECL calculations. Built on a robust Python infrastructure with a modern Java-based interface, it enables seamless integration while offering comprehensive scenario and metric simulations, individual assessments, and detailed reporting. All scenario and metric changes are automatically stored in DWH systems, ensuring a complete historical audit trail. With role-based access, a maker–checker framework, and full audit capabilities, Tera9 provides end-to-end regulatory compliance and makes IFRS 9 processes more transparent, controlled, and efficient. The solution has already been successfully implemented in both domestic and international banks of all sizes.
proFIT
The proFIT Modeling Tool transforms strategic decision-making for financial institutions by going beyond traditional reporting to deliver a dynamic scenario-analysis engine. It enables users to simulate and instantly recalculate key proFIT components—such as Risk-Adjusted Return, Operating Costs, Expected Loss, and Economic Capital—and assess their net impact on return on capital. These capabilities empower institutions to determine capital allocation and pricing strategies with scientific precision, maximizing risk-adjusted profitability even in uncertain environments.
